In this post , I will cover the Best Hotel Credit Cards designed to help travelers get the most out of their benefits, receive complimentary stays, and attain added bonuses.
- Key Points & Best Hotel Credit Cards
- 10 Best Hotel Credit Cards
- 1. Marriott Bonvoy Boundless
- 2. Hilton Honors American Express Surpass
- 3. IHG Rewards Premier
- 4. World of Hyatt Credit Card
- 5. Marriott Bonvoy Brilliant
- 6. Hilton Honors American Express Aspire
- 7. Radisson Rewards Premier Visa
- 8. Wyndham Rewards Earner Card
- 9. Hyatt Credit Card (Business)
- 10. IHG Rewards Traveler Card
- Conclsuion
- FAQ
These cards are great for those who spend a lot of time at hotels and want to get more from their stays through points, elite status, and travel insurance.
matter if you like Marriott, Hilton, Hyatt, or IHG, there is a card for all sorts of travelers.
Key Points & Best Hotel Credit Cards
| Hotel Credit Card | Key Features / Benefits |
|---|---|
| Marriott Bonvoy Boundless | Earn 6x points at Marriott, free night annually, elite status perks |
| Hilton Honors American Express Surpass | 12x points at Hilton, complimentary Gold status, free weekend night reward |
| IHG Rewards Premier | 25x points at IHG hotels, annual free night, no foreign transaction fees |
| World of Hyatt Credit Card | 4x points at Hyatt, free night annually, automatic Discoverist status |
| Marriott Bonvoy Brilliant | 6x points at Marriott, $300 annual travel credit, Priority Pass lounge access |
| Hilton Honors American Express Aspire | 14x points at Hilton, free weekend night, Diamond status, resort credits |
| Radisson Rewards Premier Visa | 5x points at Radisson, annual free night, travel and purchase protection |
| Wyndham Rewards Earner Card | 5x points at Wyndham, 1 free night annually, no foreign transaction fees |
| Hyatt Credit Card (Business) | 4x points at Hyatt, free night annually, 2x points on business expenses |
| IHG Rewards Traveler Card | 10x points on IHG stays, annual free night, no foreign transaction fees |
10 Best Hotel Credit Cards
1. Marriott Bonvoy Boundless
If you stay at a Marriott hotel often, the Marriott Bonvoy Boundless Credit Card perfectly matches your needs.
This card offers 6x points for every dollar spent at a Marriott hotel, which can be redeemed for complimentary nights, room upgrades, and other Marriott offers.
You can collect a free night every year after the card anniversary. Automatic Silver Elite status can be a nice compliment too.
There are some travel protections on the card, and no foreign transaction fees. Overall, the card gives great rewards for travelers and offers excellent perks for the loyal Marriott client.
| Feature | Details |
|---|---|
| Points on Marriott Stays | 6x points per $1 spent |
| Annual Free Night | Yes, after card anniversary |
| Elite Status | Automatic Silver Elite |
| Travel Protection | Trip delay, baggage insurance |
| Foreign Transaction Fees | None |
| Redemption Options | Free nights, upgrades, experiences |
2. Hilton Honors American Express Surpass
For those who frequently stay at Hilton hotels, the Hilton Honors American Express Surpass Card can be a good option.
You earn 12 times the points on stays at Hilton hotels. This means that your points can accumulate quickly toward free nights.
As a bonus, cardholders receive Gold status automatically, which means you enjoy upgraded rooms, late checkout, free breakfast, and other perks.
You can earn a free weekend night after you meet the minimum spending requirements.
To top off the value, this card offers travel protections and is free of foreign transaction fees.
Out of all the credit cards available, this card offers the best value on stays at Hilton hotels. They earn elite status and points.
| Feature | Details |
|---|---|
| Points on Hilton Stays | 12x points per $1 spent |
| Free Weekend Night | Yes, after minimum spend |
| Elite Status | Automatic Gold status |
| Travel Protection | Purchase protection, car rental insurance |
| Foreign Transaction Fees | None |
| Redemption Options | Free nights, room upgrades, experiences |
3. IHG Rewards Premier
For those loyal to IHG hotels like InterContinental, Holiday Inn, and Crowne Plaza, the IHG Rewards Premier Card has a lot to offer. Cardholders get 25x points at IHG hotels and 2x points elsewhere.
This also comes with an annual free night, no foreign transaction fees, and nice sign-up bonuses. Enjoy travel and purchase protections, as well as elite travel rewards like instant upgrades and priority check-in.
This card is best suited for travelers who stay at IHG hotels most of the time and appreciate the annual rewards, premium benefits, and loyalty rewards.
| Feature | Details |
|---|---|
| Points on IHG Stays | 25x points per $1 spent |
| Annual Free Night | Yes |
| Sign-up Bonus | Generous welcome points |
| Travel Protection | Trip cancellation, baggage coverage |
| Foreign Transaction Fees | None |
| Redemption Options | Free nights, upgrades, experiences |
4. World of Hyatt Credit Card
If you’re a Hyatt loyalist, this card is ideal for you. You get to earn 4x points for everything Hyatt, 2x points for dining and travel, and free nights with blazingly fast redemptions.
Cardholders get complimentary annual free nights, automatic Discoverist elite status with room upgrades, and late checkout.
To add to Discoverist’s perks, this card offers travel insurance, purchase protection, and no foreign transaction fees, which makes this card a great fit for international trips.
This card is geared towards optimizing the stays of frequent Hyatt patrons, with outstanding value and countless Hyatt card privileges.
| Feature | Details |
|---|---|
| Points on Hyatt Stays | 4x points per $1 spent |
| Annual Free Night | Yes |
| Elite Status | Automatic Discoverist |
| Points on Dining & Travel | 2x points per $1 spent |
| Travel Protection | Trip delay, purchase protection |
| Foreign Transaction Fees | None |
5. Marriott Bonvoy Brilliant
If you are a luxury traveler, you will appreciate the perks that the Marriott Bonvoy Brilliant American Express Card has to offer.
You will earn 6x points at all Marriott Bonvoy properties, and 3x points on flights and dining. You will also receive a complimentary Priority Pass lounge access, and an annual free night.
Gold Elite status is also given, along with travel and purchase protections, which enables you to access room upgrades, late checkouts, and bonus points to Marsh Marriott properties. It also has no foreign transaction fees.
This card is excellent for maximizing perks, Marriott loyalty, and exclusive travel benefits for luxury travelers.
| Feature | Details |
|---|---|
| Points on Marriott Stays | 6x points per $1 spent |
| Annual Free Night | Yes |
| Travel Credit | $300 annual travel credit |
| Elite Status | Gold Elite |
| Lounge Access | Priority Pass included |
| Foreign Transaction Fees | None |
| Redemption Options | Free nights, upgrades, experiences |
6. Hilton Honors American Express Aspire
For Hilton loyalists, The Hilton Honors American Express Aspire Card is a top card. You will earn 14x points on all of your Hilton stays, earn 7x points on flights and car rentals, and receive a free weekend night each year just for having the card.
You will receive Diamond status, which will allow you to access elite perks like upgrades and complimentary breakfast.
You will also earn 7x on dining and receive travel insurance, a $250 resort credit, and Priority Pass lounge access. This card will offer you the best value for your Hilton loyalty.
| Feature | Details |
|---|---|
| Points on Hilton Stays | 14x points per $1 spent |
| Annual Free Night | Yes |
| Elite Status | Diamond status automatically |
| Resort Credit | $250 annually |
| Lounge Access | Priority Pass included |
| Foreign Transaction Fees | None |
7. Radisson Rewards Premier Visa
This card is suited for Radisson Rewards members. It earns 5x points for Radisson stays and 2x points for every other purchase.
There is an annual award night redemption certificate for card members. Also provided, are travel and purchase protections that cover trip cancellations and rental cars.
The card also has no foreign transaction fees and is an excellent purchase for international travelers.
The plain and simple points system alongside stream-lined record keeping is wonderful for Radisson guests that want to make the most of their stays all while enjoying award travel and additional free nightly stays.
| Feature | Details |
|---|---|
| Points on Radisson Stays | 5x points per $1 spent |
| Annual Free Night | Yes |
| Travel Protection | Trip cancellation, car rental coverage |
| Points on Other Purchases | 2x points per $1 spent |
| Foreign Transaction Fees | None |
| Redemption Options | Free nights, upgrades, experiences |
8. Wyndham Rewards Earner Card
Tailored for those who often visit Wyndham Hotels, the Wyndham Rewards Earner Card offers remarkable rewards.
Cardholders accrue 5x points for every dollar spent on Wyndham purchases and 1x point on every other dollar.
With an annual free night and no foreign transaction fees, your travels become easier both overseas and within the country.
Added travel and purchase protections such as trip purchase delay protection improve your overall travel experience.
With uncomplicated rewards, cardholders accrue points towards free nights and upgrades efficiently. This card is, indeed, a wonderful option for those seeking to reward their Wyndham loyalty.
| Feature | Details |
|---|---|
| Points on Wyndham Stays | 5x points per $1 spent |
| Annual Free Night | Yes |
| Points on Other Purchases | 1x point per $1 spent |
| Travel Protection | Trip delay, purchase coverage |
| Foreign Transaction Fees | None |
| Redemption Options | Free nights, upgrades |
9. Hyatt Credit Card (Business)
Designed for Hyatt business travelers, the Hyatt Credit Card provides 4x points for every dollar spent on Hyatt and 2x points on business purchases such as gas, meals, and shipping.
In addition, cardholders can expect a free night and Discoverist status. This provides additional perks such as upgrades and late checkout.
This card is also optimized for international travel with no foreign transaction fees and travel protection, making it ideal for business travel.
With business spending, Hyatt hotel benefits, and loyalty rewards, cardholders enjoy rapid points accumulation. This card suits entrepreneurs and business travelers who often stay at Hyatt hotels
| Feature | Details |
|---|---|
| Points on Hyatt Stays | 4x points per $1 spent |
| Annual Free Night | Yes |
| Elite Status | Automatic Discoverist |
| Points on Business Spending | 2x points per $1 on gas, dining, shipping |
| Travel Protection | Trip delay, purchase coverage |
| Foreign Transaction Fees | None |
10. IHG Rewards Traveler Card
The IHG Rewards Traveler Card is for those that stay often at IHG hotels. It earns 10x points for IHG stays and 2x points for other purchases.
Cardholders enjoy an annual free night and no foreign transaction fees which is great for international travel.
There’s also complimentary travel insurance and purchase protection. Travelers seeking to redeem points for free nights, upgrades, and rewards will enjoy the value this card offers.
Simple and valuable, this card offers the utmost simplicity for those that stay frequently to redeem and enjoy the loyalty benefits of IHG hotels.
| Feature | Details |
|---|---|
| Points on IHG Stays | 10x points per $1 spent |
| Annual Free Night | Yes |
| Points on Other Purchases | 2x points per $1 spent |
| Travel Protection | Trip cancellation, baggage coverage |
| Foreign Transaction Fees | None |
| Redemption Options | Free nights, upgrades, experiences |
Conclsuion
To sum up, top hotel credit cards provide an array of reward points, complimentary nights every year, elite status, and insurance on travel expenses.
For example, the Marriott Bonvoy, Hilton Honors, and World of Hyatt cards are best for loyalty, while IHG and Wyndham cards are ideal for flexibility and international coverage.
The perfect card optimizes the number of nights, offers higher tiers, and enhances the overall travel experience.
FAQ
What are hotel credit cards?
They are cards that earn points or rewards for hotel stays and related purchases.
Which card is best for Marriott stays?
Marriott Bonvoy Boundless is ideal for frequent Marriott guests.
Do hotel credit cards offer free nights?
Yes, most top cards provide an annual free night.
Can I earn points on other purchases?
Yes, many cards offer points on dining, travel, or everyday spending.
Do hotel cards include elite status?
Many cards grant automatic elite status for upgrades and perks.